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How the loan process works

Most people have never done this before, so we start by explaining it. You can ask every question you want before you send a document or agree to anything.

Nothing on this site states a rate, a payment or a fee, because those depend on your file and the day. We put your real numbers in writing once we have reviewed your documents.

Photo to addA loan officer walking a client through the steps on a whiteboard

Step by step

  1. First call

    We learn your plans and tell you what to expect.

  2. Documents

    You upload pay records and statements through a secure link.

  3. Options in writing

    We compare programs and lenders and show the costs of each.

  4. Underwriting

    The lender reviews the file and asks for anything missing.

  5. Closing

    You sign, and we stay on the file until the loan funds.

Ready when you are

Call (480) 555-0128 with a question, or start your pre-approval review.